Strategies the top 1% use, explained in plain English
Tax-free income, protection from market losses, college funding and a legacy for your family. We help families and business owners put these concepts to work, with no obligation.
Five questions worth answering
- Would you like a guarantee that you won't lose money when the stock market falls?
- Could you duplicate market-linked results consistently, even if you are a skilled stock investor?
- Can you remove the risk that comes with investing in stocks?
- Can you add tax-free or tax-deferred advantages to your growth?
- Have you insured your 401(k) against the next downturn?
Strategies to gain and enjoy true financial freedom
This short presentation is a little longer than two minutes, because your financial future is too important to cover in less. These concepts are routinely used by the top 1% of income earners, and we can help you apply them.
Our core wealth strategies
Tax-free income
Properly designed indexed universal life can build cash value you access tax-free in retirement through policy loans and withdrawals.
College funding
Flexible plans that pay for school and, if a child earns a scholarship, can be redirected to the parents' retirement.
Worry-free retirement income
An income floor of guaranteed lifetime income covers the essentials, whatever the market does.
Legacy & family foundations
Leave a legacy to your children, grandchildren or a family foundation, efficiently and on your terms.
401(k) and 403(b) alternatives
Options for savers who want protection from losses and more tax-free income than traditional plans offer.
Tax-free rollovers
IRA and 401(k) rollovers done correctly, without affecting your tax situation.
Make business cash flow work twice
Payroll, rent, taxes and supplier payments have to be paid anyway. We have strategies that can let that cash flow build additional money for you while still meeting every business obligation.
Ready for whatever tax law brings?
There are many misconceptions about future taxes. We help you position your savings so you are prepared whether tax rates rise, fall or stay the same.
Selling appreciated assets?
Before you sell stock, real estate, a business or art, ask how charitable trust strategies can defer or eliminate capital gains tax and keep more of the proceeds working for you.
Plan for care before you need it
People are living longer and most will need some care. Living-benefit riders and hybrid policies can help cover care costs without draining your savings.
Most trusts protect wealth. Ours are designed to build it, too.
Most families use trusts passively, for security and flexibility. We believe a well-designed trust, combined with the right financial strategy, can also create wealth, help your favorite charity, and benefit your heirs at the same time.
Who should reach out
- Anyone considering charitable gifts, or representing a charitable foundation
- Savers interested in tax-free or tax-deferred income and 401(k)/IRA rollovers
- Employees with a 401(k) or 403(b)
- Doctors, dentists, lawyers, engineers, executives and IT professionals
- Business owners earning over $100,000 a year
- Anyone 30 or older who wants to learn about tax savings, college funding or worry-free retirement income
How to get started
Reach out
If an advisor or CPA sent you here, contact them. If a friend did, contact us directly. We'd like to thank them.
Request your plan
Ask for a customized Wealth Strategies plan with more detail on the concepts that fit you. There is no obligation.
Explore the cases
Read our case examples. Some advanced concepts may not apply to you, and we will tell you which ones do.
Ready for a Worry-Free Retirement Plan?
Book a complimentary 30-minute Financial Review on retirement taxes, guaranteed lifetime income and protecting what you have saved. No cost and no obligation.