Important disclosures
Please read these disclosures before acting on any information on this website.
The information on this website is not applicable to all clients. Results vary based on the amount and length of contributions, the product and strategy selected, future stock index returns, underwriting of the client's finances and health, and other factors. Values and benefits are not guaranteed unless the column is marked guaranteed.
The presentations and examples on this website focus on insurance products, mainly Fixed Indexed Annuities and Indexed Universal Life policies, used for retirement needs, life insurance protection or living benefits. Surrender charges may apply; ask your agent how to minimize them.
Illustrations are for demonstration purposes only. Actual values depend on age, health, company, product and underwriting. An Indexed Universal Life policy may lapse if only minimum guaranteed returns are credited and the policy is not structured properly. In most IUL policies, surrender charges in the first three years may mean no money is available to withdraw or borrow, and some companies may not allow borrowing during that period.
Tax information is not intended or written to be used, and cannot be used, to avoid taxes or penalties imposed by the IRS. Each insurance company uses proprietary investment methods that are not publicly disclosed; the analyses on this website are not tied to any specific company. No warranties are provided, and hypothetical returns are not guaranteed and depend on the performance of the selected stock index.
Investing involves risk, including the potential loss of principal. No strategy assures a profit or protects against loss in declining markets. Past performance is no guarantee of future results.
Please consult your own tax attorney, estate planning attorney, accountant, financial advisor and business or family attorney before acting on any information on this website.
Suba Narla is an independent insurance broker. Insurance products are offered through licensed agents; guarantees are backed by the claims-paying ability of the issuing insurance company.